Call reports 2018
PIONEER BANK, SSB — 2018
What PIONEER BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,296,943,000 | 1,352,896,000 | 1,521,842,000 | 1,553,403,000 |
| Total loans | 860,810,000 | 892,776,000 | 928,364,000 | 959,695,000 |
| Allowance for loan losses | 7,774,000 | 7,041,000 | 7,298,000 | 7,582,000 |
| Securities available for sale | 159,734,000 | 181,558,000 | 209,729,000 | 227,732,000 |
| Securities held to maturity | 790,000 | 790,000 | 730,000 | 730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 933,122,000 | 941,806,000 | 962,193,000 | 990,764,000 |
| Interest-bearing deposits | 747,696,000 | 747,724,000 | 759,209,000 | 800,941,000 |
| Noninterest-bearing deposits | 185,426,000 | 194,082,000 | 202,984,000 | 189,823,000 |
| Equity capital | 131,371,000 | 132,148,000 | 133,369,000 | 137,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,490,000 | 25,484,000 | 39,799,000 | 55,283,000 |
| Interest expense | 2,512,000 | 5,502,000 | 9,503,000 | 14,467,000 |
| Net interest income | 9,978,000 | 19,982,000 | 30,296,000 | 40,816,000 |
| Noninterest income | 1,496,000 | 2,989,000 | 4,536,000 | 6,247,000 |
| Noninterest expense | 9,300,000 | 18,790,000 | 27,690,000 | 36,132,000 |
| Provision for loan losses | 0 | 400,000 | 639,000 | 992,000 |
| Pretax income | 2,127,000 | 3,601,000 | 6,035,000 | 9,123,000 |
| Income tax | 392,000 | 648,000 | 1,108,000 | 1,969,000 |
| Net income | 1,735,000 | 2,953,000 | 4,927,000 | 7,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,458,000 | 112,593,000 | 114,961,000 | 118,307,000 |
| Total capital | 119,237,000 | 119,639,000 | 122,262,000 | 125,891,000 |
| Risk-weighted assets | 968,586,000 | 987,652,000 | 1,062,932,000 | 1,095,905,000 |