Call reports 2017
PIONEER BANK, SSB — 2017
What PIONEER BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,165,275,000 | 1,141,412,000 | 1,251,444,000 | 1,294,089,000 |
| Total loans | 877,971,000 | 842,540,000 | 860,537,000 | 864,579,000 |
| Allowance for loan losses | 7,861,000 | 7,752,000 | 8,110,000 | 8,021,000 |
| Securities available for sale | 79,355,000 | 82,731,000 | 104,494,000 | 131,048,000 |
| Securities held to maturity | 845,000 | 845,000 | 790,000 | 790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,022,441,000 | 995,957,000 | 955,128,000 | 932,118,000 |
| Interest-bearing deposits | 835,210,000 | 802,952,000 | 755,307,000 | 737,201,000 |
| Noninterest-bearing deposits | 187,231,000 | 193,005,000 | 199,821,000 | 194,917,000 |
| Equity capital | 137,305,000 | 140,102,000 | 141,970,000 | 131,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,264,000 | 23,089,000 | 34,951,000 | 47,289,000 |
| Interest expense | 1,695,000 | 3,390,000 | 5,297,000 | 7,508,000 |
| Net interest income | 9,569,000 | 19,699,000 | 29,654,000 | 39,781,000 |
| Noninterest income | 1,567,000 | 3,726,000 | 5,636,000 | 8,092,000 |
| Noninterest expense | 9,048,000 | 17,836,000 | 26,887,000 | 35,362,000 |
| Provision for loan losses | 62,000 | 164,000 | 539,000 | 539,000 |
| Pretax income | 2,026,000 | 5,425,000 | 7,864,000 | 11,959,000 |
| Income tax | 637,000 | 1,754,000 | 2,529,000 | 19,214,000 |
| Net income | 1,389,000 | 3,671,000 | 5,335,000 | -7,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,038,000 | 105,713,000 | 108,251,000 | 109,477,000 |
| Total capital | 109,901,000 | 113,468,000 | 116,365,000 | 117,502,000 |
| Risk-weighted assets | 971,010,000 | 955,599,000 | 970,395,000 | 961,930,000 |