Call reports 2016
PIONEER BANK, SSB — 2016
What PIONEER BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,129,877,000 | 1,173,693,000 | 1,181,330,000 | 1,172,943,000 |
| Total loans | 810,286,000 | 827,807,000 | 846,372,000 | 880,414,000 |
| Allowance for loan losses | 5,849,000 | 5,887,000 | 6,721,000 | 7,898,000 |
| Securities available for sale | 83,125,000 | 85,655,000 | 83,134,000 | 81,329,000 |
| Securities held to maturity | 900,000 | 900,000 | 845,000 | 845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,788,000 | 1,033,950,000 | 1,040,187,000 | 1,031,681,000 |
| Interest-bearing deposits | 813,689,000 | 854,209,000 | 848,818,000 | 837,270,000 |
| Noninterest-bearing deposits | 179,100,000 | 179,742,000 | 191,369,000 | 194,411,000 |
| Equity capital | 132,653,000 | 134,499,000 | 134,146,000 | 135,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,009,000 | 20,143,000 | 33,054,000 | 44,055,000 |
| Interest expense | 1,175,000 | 2,807,000 | 4,459,000 | 6,168,000 |
| Net interest income | 6,834,000 | 17,336,000 | 28,595,000 | 37,887,000 |
| Noninterest income | 1,253,000 | 2,892,000 | 3,890,000 | 5,341,000 |
| Noninterest expense | 11,000,000 | 20,320,000 | 31,221,000 | 40,945,000 |
| Provision for loan losses | 0 | 50,000 | 1,445,000 | 2,153,000 |
| Pretax income | -2,913,000 | -142,000 | -181,000 | 130,000 |
| Income tax | -13,077,000 | -12,134,000 | -12,121,000 | -12,312,000 |
| Net income | 10,164,000 | 11,992,000 | 11,940,000 | 12,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,651,000 | 97,207,000 | 98,262,000 | 99,457,000 |
| Total capital | 99,595,000 | 103,213,000 | 105,102,000 | 107,358,000 |
| Risk-weighted assets | 899,512,000 | 937,583,000 | 948,685,000 | 970,824,000 |