Call reports 2014
PIONEER BANK, SSB — 2014
What PIONEER BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 266,899,000 | 344,135,000 | 364,307,000 | 364,037,000 |
| Total loans | 208,160,000 | 242,349,000 | 252,591,000 | 264,831,000 |
| Allowance for loan losses | 1,672,000 | 2,023,000 | 1,971,000 | 2,037,000 |
| Securities available for sale | 22,910,000 | 25,500,000 | 26,636,000 | 25,905,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 950,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,227,000 | 305,445,000 | 323,262,000 | 322,276,000 |
| Interest-bearing deposits | 207,507,000 | 253,377,000 | 264,433,000 | 270,325,000 |
| Noninterest-bearing deposits | 31,720,000 | 52,068,000 | 58,829,000 | 51,951,000 |
| Equity capital | 26,582,000 | 37,613,000 | 39,600,000 | 40,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,586,000 | 10,468,000 | 14,629,000 |
| Interest expense | 506,000 | 1,041,000 | 1,652,000 | 2,282,000 |
| Net interest income | 2,609,000 | 5,545,000 | 8,816,000 | 12,347,000 |
| Noninterest income | 188,000 | 728,000 | 1,132,000 | 1,631,000 |
| Noninterest expense | 1,904,000 | 4,000,000 | 6,393,000 | 9,132,000 |
| Provision for loan losses | 158,000 | 518,000 | 628,000 | 693,000 |
| Pretax income | 735,000 | 1,755,000 | 2,927,000 | 4,153,000 |
| Income tax | 249,000 | 606,000 | 1,022,000 | 1,412,000 |
| Net income | 486,000 | 1,149,000 | 1,905,000 | 2,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,561,000 | 36,633,000 | 38,695,000 | 39,512,000 |
| Total capital | 28,233,000 | 38,656,000 | 40,666,000 | 41,549,000 |
| Risk-weighted assets | 209,307,000 | 252,964,000 | 257,383,000 | 272,968,000 |