Call reports 2013
PIONEER BANK, SSB — 2013
What PIONEER BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 222,078,000 | 237,703,000 | 251,380,000 | 262,449,000 |
| Total loans | 154,834,000 | 161,321,000 | 170,093,000 | 192,378,000 |
| Allowance for loan losses | 1,104,000 | 1,204,000 | 1,274,000 | 1,516,000 |
| Securities available for sale | 21,560,000 | 23,381,000 | 23,351,000 | 22,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,956,000 | 211,805,000 | 224,776,000 | 235,720,000 |
| Interest-bearing deposits | 172,959,000 | 185,170,000 | 194,767,000 | 204,575,000 |
| Noninterest-bearing deposits | 22,997,000 | 26,634,000 | 30,009,000 | 31,145,000 |
| Equity capital | 25,161,000 | 25,016,000 | 25,608,000 | 25,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,467,000 | 5,128,000 | 8,002,000 | 11,020,000 |
| Interest expense | 459,000 | 957,000 | 1,450,000 | 1,955,000 |
| Net interest income | 2,008,000 | 4,171,000 | 6,552,000 | 9,065,000 |
| Noninterest income | 630,000 | 928,000 | 1,099,000 | 1,504,000 |
| Noninterest expense | 1,710,000 | 3,425,000 | 5,214,000 | 7,057,000 |
| Provision for loan losses | 28,000 | 128,000 | 198,000 | 441,000 |
| Pretax income | 900,000 | 1,546,000 | 2,239,000 | 3,071,000 |
| Income tax | 315,000 | 541,000 | 781,000 | 1,045,000 |
| Net income | 585,000 | 1,005,000 | 1,458,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,752,000 | 25,170,000 | 25,592,000 | 26,120,000 |
| Total capital | 25,856,000 | 26,374,000 | 26,866,000 | 27,636,000 |
| Risk-weighted assets | 153,757,000 | 166,591,000 | 170,919,000 | 189,745,000 |