Call reports 2012
PIONEER BANK, SSB — 2012
What PIONEER BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,700,000 | 159,665,000 | 185,363,000 | 214,558,000 |
| Total loans | 96,923,000 | 112,290,000 | 139,158,000 | 147,404,000 |
| Allowance for loan losses | 820,000 | 881,000 | 993,000 | 1,077,000 |
| Securities available for sale | 15,743,000 | 15,189,000 | 16,741,000 | 16,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,185,000 | 136,893,000 | 160,131,000 | 189,409,000 |
| Interest-bearing deposits | 109,725,000 | 116,319,000 | 139,455,000 | 162,299,000 |
| Noninterest-bearing deposits | 17,460,000 | 20,574,000 | 20,677,000 | 27,110,000 |
| Equity capital | 17,946,000 | 22,117,000 | 24,502,000 | 24,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,447,000 | 5,450,000 | 7,930,000 |
| Interest expense | 333,000 | 682,000 | 1,053,000 | 1,490,000 |
| Net interest income | 1,322,000 | 2,765,000 | 4,397,000 | 6,440,000 |
| Noninterest income | 382,000 | 696,000 | 1,130,000 | 1,393,000 |
| Noninterest expense | 1,049,000 | 2,245,000 | 3,760,000 | 5,610,000 |
| Provision for loan losses | 27,000 | 89,000 | 201,000 | 286,000 |
| Pretax income | 628,000 | 1,127,000 | 1,566,000 | 1,937,000 |
| Income tax | 221,000 | 383,000 | 537,000 | 667,000 |
| Net income | 407,000 | 744,000 | 1,029,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,791,000 | 21,908,000 | 23,772,000 | 23,873,000 |
| Total capital | 18,611,000 | 22,789,000 | 24,765,000 | 24,950,000 |
| Risk-weighted assets | 96,208,000 | 109,331,000 | 137,644,000 | 145,913,000 |