Call reports 2011
PIONEER BANK, SSB — 2011
What PIONEER BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,387,000 | 116,831,000 | 123,996,000 | 128,343,000 |
| Total loans | 67,780,000 | 72,077,000 | 87,189,000 | 90,318,000 |
| Allowance for loan losses | 604,000 | 616,000 | 732,000 | 792,000 |
| Securities available for sale | 13,987,000 | 14,346,000 | 12,666,000 | 11,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,928,000 | 99,397,000 | 106,190,000 | 110,491,000 |
| Interest-bearing deposits | 83,796,000 | 87,092,000 | 91,561,000 | 96,949,000 |
| Noninterest-bearing deposits | 10,132,000 | 12,305,000 | 14,630,000 | 13,542,000 |
| Equity capital | 12,078,000 | 16,995,000 | 17,335,000 | 17,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,738,000 | 4,230,000 | 5,880,000 |
| Interest expense | 318,000 | 621,000 | 930,000 | 1,246,000 |
| Net interest income | 1,011,000 | 2,117,000 | 3,300,000 | 4,634,000 |
| Noninterest income | 94,000 | 185,000 | 360,000 | 531,000 |
| Noninterest expense | 928,000 | 1,862,000 | 2,779,000 | 3,799,000 |
| Provision for loan losses | 47,000 | 141,000 | 267,000 | 325,000 |
| Pretax income | 130,000 | 299,000 | 751,000 | 1,178,000 |
| Income tax | 4,000 | 63,000 | 248,000 | 407,000 |
| Net income | 126,000 | 236,000 | 503,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,118,000 | 16,844,000 | 17,114,000 | 17,385,000 |
| Total capital | 12,722,000 | 17,460,000 | 17,846,000 | 18,177,000 |
| Risk-weighted assets | 66,770,000 | 70,981,000 | 83,294,000 | 89,622,000 |