Call reports 2010
PIONEER BANK, SSB — 2010
What PIONEER BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,752,000 | 88,920,000 | 95,386,000 | 100,690,000 |
| Total loans | 56,491,000 | 58,797,000 | 61,226,000 | 61,522,000 |
| Allowance for loan losses | 571,000 | 569,000 | 569,000 | 558,000 |
| Securities available for sale | 7,747,000 | 9,294,000 | 9,627,000 | 12,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,140,000 | 77,125,000 | 83,408,000 | 88,810,000 |
| Interest-bearing deposits | 66,412,000 | 69,586,000 | 75,091,000 | 81,213,000 |
| Noninterest-bearing deposits | 4,729,000 | 7,538,000 | 8,318,000 | 7,597,000 |
| Equity capital | 11,323,000 | 11,464,000 | 11,580,000 | 11,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,235,000 | 3,444,000 | 4,700,000 |
| Interest expense | 296,000 | 611,000 | 935,000 | 1,261,000 |
| Net interest income | 780,000 | 1,624,000 | 2,509,000 | 3,439,000 |
| Noninterest income | 32,000 | 84,000 | 154,000 | 255,000 |
| Noninterest expense | 755,000 | 1,533,000 | 2,309,000 | 3,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 175,000 | 354,000 | 566,000 |
| Income tax | 20,000 | 61,000 | 124,000 | 198,000 |
| Net income | 37,000 | 114,000 | 230,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,188,000 | 11,293,000 | 11,440,000 | 11,585,000 |
| Total capital | 11,759,000 | 11,862,000 | 12,009,000 | 12,143,000 |
| Risk-weighted assets | 56,750,000 | 57,716,000 | 59,363,000 | 60,085,000 |