Call reports 2009
PIONEER BANK, SSB — 2009
What PIONEER BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,938,000 | 74,289,000 | 77,166,000 | 72,482,000 |
| Total loans | 52,897,000 | 58,033,000 | 58,146,000 | 53,704,000 |
| Allowance for loan losses | 594,000 | 609,000 | 609,000 | 574,000 |
| Securities available for sale | 7,507,000 | 6,690,000 | 8,535,000 | 7,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,782,000 | 61,725,000 | 65,640,000 | 60,957,000 |
| Interest-bearing deposits | 55,541,000 | 57,122,000 | 58,981,000 | 56,663,000 |
| Noninterest-bearing deposits | 5,242,000 | 4,603,000 | 6,659,000 | 4,295,000 |
| Equity capital | 7,766,000 | 11,071,000 | 11,220,000 | 11,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,167,000 | 3,233,000 | 4,361,000 |
| Interest expense | 360,000 | 684,000 | 990,000 | 1,276,000 |
| Net interest income | 660,000 | 1,483,000 | 2,243,000 | 3,085,000 |
| Noninterest income | 52,000 | 51,000 | 154,000 | 211,000 |
| Noninterest expense | 637,000 | 1,349,000 | 2,080,000 | 2,864,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 75,000 | 170,000 | 302,000 | 417,000 |
| Income tax | 0 | -416,000 | -371,000 | -331,000 |
| Net income | 75,000 | 586,000 | 673,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,650,000 | 10,764,000 | 10,935,000 | 11,064,000 |
| Total capital | 8,244,000 | 11,373,000 | 11,544,000 | 11,638,000 |
| Risk-weighted assets | 55,481,000 | 59,526,000 | 58,906,000 | 54,711,000 |