Call reports 2007
PIONEER BANK, SSB — 2007
What PIONEER BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 10,815,000 | 16,354,000 | 21,923,000 |
| Total loans | 4,245,000 | 12,758,000 | 17,047,000 |
| Allowance for loan losses | 43,000 | 128,000 | 213,000 |
| Securities available for sale | 0 | 492,000 | 1,733,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,214,000 | 7,860,000 | 13,668,000 |
| Interest-bearing deposits | 2,055,000 | 7,186,000 | 12,522,000 |
| Noninterest-bearing deposits | 159,000 | 675,000 | 1,146,000 |
| Equity capital | 8,587,000 | 8,424,000 | 8,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 121,000 | 307,000 | 660,000 |
| Interest expense | 5,000 | 53,000 | 169,000 |
| Net interest income | 116,000 | 254,000 | 491,000 |
| Noninterest income | 0 | 108,000 | 148,000 |
| Noninterest expense | 486,000 | 824,000 | 1,334,000 |
| Provision for loan losses | 43,000 | 128,000 | 213,000 |
| Pretax income | -413,000 | -590,000 | -908,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -413,000 | -590,000 | -908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 8,587,000 | 8,423,000 | 8,189,000 |
| Total capital | 8,630,000 | 8,551,000 | 8,402,000 |
| Risk-weighted assets | 6,173,000 | 12,427,000 | 17,658,000 |