Call reports 2011
BANK OF NAPLES — 2011
What BANK OF NAPLES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,425,000 | 155,527,000 | 152,963,000 | 154,190,000 |
| Total loans | 116,782,000 | 110,554,000 | 102,514,000 | 96,710,000 |
| Allowance for loan losses | 13,063,000 | 11,135,000 | 9,214,000 | 8,246,000 |
| Securities available for sale | 8,442,000 | 8,298,000 | 8,043,000 | 7,539,000 |
| Securities held to maturity | 3,583,000 | 3,291,000 | 2,938,000 | 2,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,227,000 | 133,676,000 | 133,415,000 | 134,648,000 |
| Interest-bearing deposits | 149,502,000 | 120,164,000 | 120,528,000 | 122,566,000 |
| Noninterest-bearing deposits | 15,725,000 | 13,512,000 | 12,886,000 | 12,081,000 |
| Equity capital | 6,975,000 | 6,586,000 | 4,123,000 | 3,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,204,000 | 4,649,000 | 6,009,000 |
| Interest expense | 444,000 | 843,000 | 1,242,000 | 1,642,000 |
| Net interest income | 1,215,000 | 2,361,000 | 3,407,000 | 4,367,000 |
| Noninterest income | 69,000 | 128,000 | 174,000 | -432,000 |
| Noninterest expense | 1,951,000 | 4,142,000 | 6,790,000 | 8,263,000 |
| Provision for loan losses | 700,000 | 1,350,000 | 2,290,000 | 1,440,000 |
| Pretax income | -1,184,000 | -2,820,000 | -5,316,000 | -5,585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,184,000 | -2,820,000 | -5,316,000 | -5,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,970,000 | 6,485,000 | 3,990,000 | 3,721,000 |
| Total capital | 8,359,000 | 7,798,000 | 5,191,000 | 4,838,000 |
| Risk-weighted assets | 99,428,000 | 95,261,000 | 88,107,000 | 82,220,000 |