Call reports 2010
BANK OF NAPLES — 2010
What BANK OF NAPLES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 202,189,000 | 220,885,000 | 205,457,000 | 183,772,000 |
| Total loans | 135,237,000 | 133,791,000 | 125,256,000 | 124,073,000 |
| Allowance for loan losses | 3,537,000 | 5,041,000 | 11,830,000 | 13,073,000 |
| Securities available for sale | 21,503,000 | 42,679,000 | 40,110,000 | 26,319,000 |
| Securities held to maturity | 6,787,000 | 6,283,000 | 4,763,000 | 3,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,326,000 | 187,651,000 | 179,847,000 | 159,997,000 |
| Interest-bearing deposits | 152,552,000 | 172,395,000 | 166,140,000 | 148,481,000 |
| Noninterest-bearing deposits | 16,774,000 | 15,256,000 | 13,707,000 | 11,516,000 |
| Equity capital | 17,532,000 | 17,852,000 | 10,215,000 | 8,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,903,000 | 5,832,000 | 7,679,000 |
| Interest expense | 674,000 | 1,464,000 | 2,171,000 | 2,679,000 |
| Net interest income | 1,232,000 | 2,439,000 | 3,661,000 | 5,000,000 |
| Noninterest income | 4,000 | -204,000 | -1,509,000 | -287,000 |
| Noninterest expense | 1,135,000 | 2,770,000 | 3,762,000 | 7,020,000 |
| Provision for loan losses | 750,000 | 6,700,000 | 19,518,000 | 20,569,000 |
| Pretax income | -649,000 | -7,235,000 | -21,128,000 | -22,657,000 |
| Income tax | -135,000 | -135,000 | 3,003,000 | 3,003,000 |
| Net income | -514,000 | -7,100,000 | -24,131,000 | -25,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,282,000 | 14,384,000 | 9,248,000 | 8,148,000 |
| Total capital | 15,969,000 | 16,042,000 | 10,802,000 | 9,655,000 |
| Risk-weighted assets | 133,879,000 | 129,467,000 | 114,095,000 | 108,980,000 |