Call reports 2009
BANK OF NAPLES — 2009
What BANK OF NAPLES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,791,000 | 167,595,000 | 174,188,000 | 198,125,000 |
| Total loans | 140,713,000 | 139,675,000 | 138,594,000 | 134,225,000 |
| Allowance for loan losses | 2,649,000 | 2,741,000 | 2,967,000 | 3,407,000 |
| Securities available for sale | 7,693,000 | 7,949,000 | 8,597,000 | 14,570,000 |
| Securities held to maturity | 853,000 | 1,939,000 | 3,082,000 | 1,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,089,000 | 135,367,000 | 142,518,000 | 165,750,000 |
| Interest-bearing deposits | 124,567,000 | 121,614,000 | 129,935,000 | 152,716,000 |
| Noninterest-bearing deposits | 11,522,000 | 13,753,000 | 12,584,000 | 13,034,000 |
| Equity capital | 15,904,000 | 16,765,000 | 16,242,000 | 17,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,980,000 | 5,936,000 | 7,912,000 |
| Interest expense | 939,000 | 1,740,000 | 2,488,000 | 3,210,000 |
| Net interest income | 1,056,000 | 2,240,000 | 3,448,000 | 4,702,000 |
| Noninterest income | -30,000 | -213,000 | -45,000 | -4,000 |
| Noninterest expense | 981,000 | 2,177,000 | 3,459,000 | 4,618,000 |
| Provision for loan losses | 1,885,000 | 2,285,000 | 4,185,000 | 6,050,000 |
| Pretax income | -1,840,000 | -2,435,000 | -4,241,000 | -5,970,000 |
| Income tax | -1,382,000 | -1,636,000 | -2,335,000 | -3,003,000 |
| Net income | -458,000 | -799,000 | -1,906,000 | -2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,464,000 | 15,076,000 | 13,844,000 | 13,983,000 |
| Total capital | 16,262,000 | 16,866,000 | 15,584,000 | 15,689,000 |
| Risk-weighted assets | 144,738,000 | 142,278,000 | 137,615,000 | 134,502,000 |