Call reports 2008
BANK OF NAPLES — 2008
What BANK OF NAPLES reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,800,000 | 155,947,000 | 157,071,000 | 157,083,000 |
| Total loans | 135,010,000 | 140,953,000 | 141,803,000 | 142,580,000 |
| Allowance for loan losses | 1,507,000 | 1,558,000 | 2,220,000 | 2,201,000 |
| Securities available for sale | 3,678,000 | 4,826,000 | 4,745,000 | 4,774,000 |
| Securities held to maturity | 1,450,000 | 1,327,000 | 1,210,000 | 1,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,341,000 | 125,564,000 | 112,729,000 | 126,147,000 |
| Interest-bearing deposits | 106,722,000 | 115,175,000 | 101,285,000 | 115,732,000 |
| Noninterest-bearing deposits | 11,619,000 | 10,389,000 | 11,445,000 | 10,415,000 |
| Equity capital | 15,124,000 | 14,995,000 | 14,383,000 | 13,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,540,000 | 4,957,000 | 7,351,000 | 9,641,000 |
| Interest expense | 1,084,000 | 1,955,000 | 2,864,000 | 3,687,000 |
| Net interest income | 1,456,000 | 3,002,000 | 4,487,000 | 5,954,000 |
| Noninterest income | 55,000 | 52,000 | -144,000 | 202,000 |
| Noninterest expense | 949,000 | 1,953,000 | 2,764,000 | 3,884,000 |
| Provision for loan losses | 150,000 | 650,000 | 2,340,000 | 5,595,000 |
| Pretax income | 412,000 | 451,000 | -761,000 | -3,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 451,000 | -761,000 | -3,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,063,000 | 15,110,000 | 14,450,000 | 13,300,000 |
| Total capital | 16,570,000 | 16,668,000 | 16,158,000 | 15,003,000 |
| Risk-weighted assets | 126,712,000 | 133,390,000 | 136,150,000 | 136,540,000 |