Call reports 2007
BANK OF NAPLES — 2007
What BANK OF NAPLES reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 174,677,000 | 155,821,000 | 177,621,000 | 155,645,000 |
| Total loans | 140,860,000 | 138,777,000 | 135,602,000 | 137,693,000 |
| Allowance for loan losses | 1,848,000 | 1,624,000 | 1,668,000 | 1,460,000 |
| Securities available for sale | 3,741,000 | 3,517,000 | 3,392,000 | 3,835,000 |
| Securities held to maturity | 1,745,000 | 1,670,000 | 1,594,000 | 1,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,856,000 | 136,272,000 | 162,316,000 | 124,649,000 |
| Interest-bearing deposits | 140,575,000 | 123,682,000 | 151,441,000 | 111,186,000 |
| Noninterest-bearing deposits | 15,281,000 | 12,590,000 | 10,875,000 | 13,463,000 |
| Equity capital | 13,379,000 | 14,144,000 | 14,888,000 | 14,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,198,000 | 6,317,000 | 9,333,000 | 12,187,000 |
| Interest expense | 1,576,000 | 3,124,000 | 4,649,000 | 6,002,000 |
| Net interest income | 1,622,000 | 3,193,000 | 4,684,000 | 6,185,000 |
| Noninterest income | 56,000 | 110,000 | 155,000 | 134,000 |
| Noninterest expense | 828,000 | 1,625,000 | 2,365,000 | 3,391,000 |
| Provision for loan losses | 55,000 | 55,000 | 155,000 | 905,000 |
| Pretax income | 795,000 | 1,623,000 | 2,319,000 | 2,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 1,623,000 | 2,319,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,403,000 | 14,232,000 | 14,928,000 | 14,650,000 |
| Total capital | 15,136,000 | 15,855,000 | 16,596,000 | 16,110,000 |
| Risk-weighted assets | 138,506,000 | 133,749,000 | 135,954,000 | 131,035,000 |