Call reports 2006
BANK OF NAPLES — 2006
What BANK OF NAPLES reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,795,000 | 135,467,000 | 148,188,000 | 160,548,000 |
| Total loans | 98,545,000 | 120,013,000 | 129,451,000 | 136,803,000 |
| Allowance for loan losses | 1,239,000 | 1,500,000 | 1,686,000 | 1,793,000 |
| Securities available for sale | 6,046,000 | 4,212,000 | 4,089,000 | 3,906,000 |
| Securities held to maturity | 1,576,000 | 2,998,000 | 2,908,000 | 1,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,580,000 | 108,530,000 | 121,741,000 | 142,683,000 |
| Interest-bearing deposits | 80,786,000 | 90,958,000 | 105,701,000 | 130,019,000 |
| Noninterest-bearing deposits | 17,794,000 | 17,572,000 | 16,040,000 | 12,664,000 |
| Equity capital | 8,814,000 | 10,464,000 | 11,958,000 | 12,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 4,270,000 | 6,993,000 | 9,964,000 |
| Interest expense | 701,000 | 1,563,000 | 2,759,000 | 4,227,000 |
| Net interest income | 1,239,000 | 2,707,000 | 4,234,000 | 5,737,000 |
| Noninterest income | 45,000 | 84,000 | 137,000 | 187,000 |
| Noninterest expense | 657,000 | 1,390,000 | 2,162,000 | 3,003,000 |
| Provision for loan losses | 186,000 | 447,000 | 633,000 | 740,000 |
| Pretax income | 441,000 | 954,000 | 1,576,000 | 2,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 954,000 | 1,576,000 | 2,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,888,000 | 10,602,000 | 12,002,000 | 12,609,000 |
| Total capital | 10,095,000 | 12,102,000 | 13,524,000 | 14,267,000 |
| Risk-weighted assets | 96,529,000 | 119,989,000 | 127,239,000 | 133,230,000 |