Call reports 2005
BANK OF NAPLES — 2005
What BANK OF NAPLES reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,197,000 | 75,805,000 | 89,485,000 | 106,151,000 |
| Total loans | 63,928,000 | 64,998,000 | 75,366,000 | 86,968,000 |
| Allowance for loan losses | 825,000 | 899,000 | 976,000 | 1,052,000 |
| Securities available for sale | 2,082,000 | 1,923,000 | 1,735,000 | 4,768,000 |
| Securities held to maturity | 1,783,000 | 1,723,000 | 1,661,000 | 1,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,584,000 | 67,087,000 | 75,386,000 | 92,888,000 |
| Interest-bearing deposits | 60,657,000 | 51,515,000 | 60,168,000 | 70,192,000 |
| Noninterest-bearing deposits | 9,927,000 | 15,572,000 | 15,218,000 | 22,696,000 |
| Equity capital | 6,471,000 | 6,579,000 | 6,928,000 | 7,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,201,000 | 3,539,000 | 5,130,000 |
| Interest expense | 309,000 | 603,000 | 1,000,000 | 1,586,000 |
| Net interest income | 774,000 | 1,598,000 | 2,539,000 | 3,544,000 |
| Noninterest income | 35,000 | 78,000 | 122,000 | 161,000 |
| Noninterest expense | 535,000 | 1,035,000 | 1,586,000 | 2,488,000 |
| Provision for loan losses | 111,000 | 186,000 | 261,000 | 336,000 |
| Pretax income | 163,000 | 455,000 | 814,000 | 881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 455,000 | 814,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,480,000 | 6,572,000 | 6,931,000 | 7,948,000 |
| Total capital | 7,188,000 | 7,330,000 | 7,820,000 | 9,000,000 |
| Risk-weighted assets | 56,559,000 | 60,523,000 | 71,058,000 | 85,971,000 |