Call reports 2004
BANK OF NAPLES — 2004
What BANK OF NAPLES reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 75,617,000 | 87,631,000 | 79,770,000 | 79,201,000 |
| Total loans | 65,261,000 | 64,681,000 | 63,895,000 | 63,545,000 |
| Allowance for loan losses | 791,000 | 761,000 | 801,000 | 797,000 |
| Securities available for sale | 0 | 2,456,000 | 2,395,000 | 1,760,000 |
| Securities held to maturity | 1,993,000 | 1,929,000 | 1,876,000 | 1,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,606,000 | 81,496,000 | 73,343,000 | 72,741,000 |
| Interest-bearing deposits | 57,003,000 | 70,683,000 | 61,106,000 | 56,182,000 |
| Noninterest-bearing deposits | 8,602,000 | 10,813,000 | 12,237,000 | 16,560,000 |
| Equity capital | 5,842,000 | 6,043,000 | 6,339,000 | 6,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,989,000 | 3,063,000 | 4,122,000 |
| Interest expense | 253,000 | 557,000 | 857,000 | 1,122,000 |
| Net interest income | 708,000 | 1,432,000 | 2,206,000 | 3,000,000 |
| Noninterest income | 58,000 | 102,000 | 144,000 | 186,000 |
| Noninterest expense | 485,000 | 982,000 | 1,473,000 | 2,046,000 |
| Provision for loan losses | 94,000 | 154,000 | 214,000 | 468,000 |
| Pretax income | 187,000 | 398,000 | 663,000 | 672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 398,000 | 663,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,842,000 | 6,053,000 | 6,318,000 | 6,317,000 |
| Total capital | 6,561,000 | 6,814,000 | 7,052,000 | 7,034,000 |
| Risk-weighted assets | 57,426,000 | 62,133,000 | 58,619,000 | 57,255,000 |