Call reports 2003
BANK OF NAPLES — 2003
What BANK OF NAPLES reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,468,000 | 60,210,000 | 62,936,000 | 70,274,000 |
| Total loans | 41,892,000 | 47,382,000 | 53,110,000 | 57,998,000 |
| Allowance for loan losses | 515,000 | 588,000 | 663,000 | 697,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,500,000 | 4,500,000 | 1,500,000 | 2,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,899,000 | 54,522,000 | 57,163,000 | 64,527,000 |
| Interest-bearing deposits | 46,280,000 | 48,504,000 | 49,853,000 | 55,727,000 |
| Noninterest-bearing deposits | 5,619,000 | 6,018,000 | 7,310,000 | 8,800,000 |
| Equity capital | 5,475,000 | 5,591,000 | 5,687,000 | 5,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,548,000 | 2,370,000 | 3,242,000 |
| Interest expense | 256,000 | 518,000 | 759,000 | 997,000 |
| Net interest income | 484,000 | 1,030,000 | 1,611,000 | 2,245,000 |
| Noninterest income | 26,000 | 62,000 | 101,000 | 145,000 |
| Noninterest expense | 378,000 | 770,000 | 1,218,000 | 1,677,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 400,000 |
| Pretax income | 57,000 | 172,000 | 269,000 | 313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 172,000 | 269,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,475,000 | 5,591,000 | 5,687,000 | 5,655,000 |
| Total capital | 5,990,000 | 6,158,000 | 6,296,000 | 6,305,000 |
| Risk-weighted assets | 41,547,000 | 45,317,000 | 48,667,000 | 51,961,000 |