Call reports 2002
BANK OF NAPLES — 2002
What BANK OF NAPLES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,839,000 | 43,728,000 | 50,067,000 | 59,465,000 |
| Total loans | 25,925,000 | 28,665,000 | 33,145,000 | 36,527,000 |
| Allowance for loan losses | 309,000 | 365,000 | 395,000 | 440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,500,000 | 5,500,000 | 6,625,000 | 8,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,361,000 | 38,284,000 | 44,584,000 | 53,951,000 |
| Interest-bearing deposits | 30,585,000 | 34,036,000 | 39,276,000 | 43,993,000 |
| Noninterest-bearing deposits | 4,776,000 | 4,248,000 | 5,308,000 | 9,958,000 |
| Equity capital | 5,406,000 | 5,372,000 | 5,399,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,074,000 | 1,723,000 | 2,413,000 |
| Interest expense | 199,000 | 429,000 | 699,000 | 994,000 |
| Net interest income | 307,000 | 645,000 | 1,024,000 | 1,419,000 |
| Noninterest income | 29,000 | 78,000 | 119,000 | 164,000 |
| Noninterest expense | 417,000 | 782,000 | 1,145,000 | 1,521,000 |
| Provision for loan losses | 114,000 | 170,000 | 200,000 | 245,000 |
| Pretax income | -195,000 | -229,000 | -202,000 | -183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -195,000 | -229,000 | -202,000 | -183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,406,000 | 5,372,000 | 5,399,000 | 5,418,000 |
| Total capital | 5,715,000 | 5,737,000 | 5,794,000 | 5,858,000 |
| Risk-weighted assets | 27,972,000 | 30,135,000 | 35,231,000 | 38,804,000 |