Call reports 2008
FIRST STATE BANK OF VAN ORIN — 2008
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,909,000 | 29,881,000 | 30,791,000 | 32,158,000 |
| Total loans | 12,043,000 | 12,582,000 | 13,588,000 | 13,058,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 9,126,000 | 9,385,000 | 9,274,000 | 8,993,000 |
| Securities held to maturity | 623,000 | 612,000 | 612,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,278,000 | 26,461,000 | 27,141,000 | 28,315,000 |
| Interest-bearing deposits | 23,560,000 | 23,779,000 | 23,949,000 | 24,949,000 |
| Noninterest-bearing deposits | 2,718,000 | 2,682,000 | 3,192,000 | 3,366,000 |
| Equity capital | 3,142,000 | 2,961,000 | 3,148,000 | 3,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 749,000 | 1,119,000 | 1,492,000 |
| Interest expense | 178,000 | 328,000 | 470,000 | 608,000 |
| Net interest income | 206,000 | 421,000 | 649,000 | 884,000 |
| Noninterest income | 20,000 | 42,000 | 71,000 | 97,000 |
| Noninterest expense | 188,000 | 383,000 | 575,000 | 808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 87,000 | 152,000 | 210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 87,000 | 152,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,667,000 | 2,677,000 | 2,745,000 | 2,807,000 |
| Total capital | 2,868,000 | 2,887,000 | 2,970,000 | 3,031,000 |
| Risk-weighted assets | 16,028,000 | 16,778,000 | 17,985,000 | 17,909,000 |