Call reports 2007
FIRST STATE BANK OF VAN ORIN — 2007
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,083,000 | 28,206,000 | 28,075,000 | 29,373,000 |
| Total loans | 12,696,000 | 12,962,000 | 12,952,000 | 13,316,000 |
| Allowance for loan losses | 249,000 | 245,000 | 245,000 | 244,000 |
| Securities available for sale | 7,229,000 | 7,005,000 | 7,392,000 | 6,018,000 |
| Securities held to maturity | 848,000 | 836,000 | 835,000 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,725,000 | 24,785,000 | 24,500,000 | 25,736,000 |
| Interest-bearing deposits | 22,296,000 | 21,378,000 | 22,086,000 | 22,714,000 |
| Noninterest-bearing deposits | 3,429,000 | 3,407,000 | 2,414,000 | 3,022,000 |
| Equity capital | 2,922,000 | 2,961,000 | 3,089,000 | 3,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 794,000 | 1,190,000 | 1,601,000 |
| Interest expense | 160,000 | 329,000 | 506,000 | 696,000 |
| Net interest income | 236,000 | 465,000 | 684,000 | 905,000 |
| Noninterest income | 19,000 | 43,000 | 66,000 | 88,000 |
| Noninterest expense | 190,000 | 373,000 | 560,000 | 772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 135,000 | 190,000 | 221,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 62,000 | 132,000 | 187,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,563,000 | 2,672,000 | 2,727,000 | 2,757,000 |
| Total capital | 2,773,000 | 2,880,000 | 2,934,000 | 2,971,000 |
| Risk-weighted assets | 16,742,000 | 16,634,000 | 16,503,000 | 17,103,000 |