Call reports 2006
FIRST STATE BANK OF VAN ORIN — 2006
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,538,000 | 26,100,000 | 27,163,000 | 28,198,000 |
| Total loans | 13,197,000 | 12,850,000 | 13,813,000 | 13,747,000 |
| Allowance for loan losses | 249,000 | 249,000 | 249,000 | 249,000 |
| Securities available for sale | 8,582,000 | 7,833,000 | 7,775,000 | 7,558,000 |
| Securities held to maturity | 906,000 | 895,000 | 894,000 | 858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,404,000 | 22,940,000 | 23,851,000 | 24,855,000 |
| Interest-bearing deposits | 20,543,000 | 19,828,000 | 21,008,000 | 21,595,000 |
| Noninterest-bearing deposits | 2,861,000 | 3,112,000 | 2,843,000 | 3,260,000 |
| Equity capital | 2,719,000 | 2,698,000 | 2,841,000 | 2,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 704,000 | 1,078,000 | 1,475,000 |
| Interest expense | 111,000 | 233,000 | 371,000 | 526,000 |
| Net interest income | 237,000 | 471,000 | 707,000 | 949,000 |
| Noninterest income | 20,000 | 40,000 | 63,000 | 85,000 |
| Noninterest expense | 189,000 | 374,000 | 559,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 137,000 | 211,000 | 273,000 |
| Income tax | 7,000 | 13,000 | 23,000 | 36,000 |
| Net income | 61,000 | 124,000 | 188,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,409,000 | 2,466,000 | 2,528,000 | 2,566,000 |
| Total capital | 2,617,000 | 2,670,000 | 2,744,000 | 2,783,000 |
| Risk-weighted assets | 16,625,000 | 16,252,000 | 17,226,000 | 17,361,000 |