Call reports 2005
FIRST STATE BANK OF VAN ORIN — 2005
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,737,000 | 26,260,000 | 27,002,000 | 28,383,000 |
| Total loans | 11,556,000 | 11,736,000 | 12,158,000 | 12,580,000 |
| Allowance for loan losses | 249,000 | 249,000 | 249,000 | 250,000 |
| Securities available for sale | 8,366,000 | 8,647,000 | 8,114,000 | 8,769,000 |
| Securities held to maturity | 722,000 | 712,000 | 958,000 | 917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,639,000 | 23,042,000 | 23,760,000 | 25,213,000 |
| Interest-bearing deposits | 21,141,000 | 20,064,000 | 20,622,000 | 21,291,000 |
| Noninterest-bearing deposits | 2,498,000 | 2,978,000 | 3,138,000 | 3,922,000 |
| Equity capital | 2,698,000 | 2,763,000 | 2,782,000 | 2,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 601,000 | 917,000 | 1,262,000 |
| Interest expense | 83,000 | 169,000 | 258,000 | 363,000 |
| Net interest income | 216,000 | 432,000 | 659,000 | 899,000 |
| Noninterest income | 18,000 | 42,000 | 63,000 | 84,000 |
| Noninterest expense | 187,000 | 364,000 | 543,000 | 756,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 121,000 | 190,000 | 238,000 |
| Income tax | 0 | 27,000 | 44,000 | 60,000 |
| Net income | 58,000 | 94,000 | 146,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,304,000 | 2,336,000 | 2,383,000 | 2,409,000 |
| Total capital | 2,498,000 | 2,529,000 | 2,584,000 | 2,616,000 |
| Risk-weighted assets | 15,454,000 | 15,375,000 | 16,055,000 | 16,536,000 |