Call reports 2004
FIRST STATE BANK OF VAN ORIN — 2004
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,240,000 | 26,593,000 | 27,274,000 | 27,684,000 |
| Total loans | 11,064,000 | 11,678,000 | 11,752,000 | 12,136,000 |
| Allowance for loan losses | 250,000 | 249,000 | 249,000 | 249,000 |
| Securities available for sale | 11,061,000 | 10,275,000 | 9,840,000 | 9,552,000 |
| Securities held to maturity | 771,000 | 762,000 | 762,000 | 732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,961,000 | 23,474,000 | 23,957,000 | 24,403,000 |
| Interest-bearing deposits | 21,713,000 | 21,008,000 | 21,501,000 | 21,260,000 |
| Noninterest-bearing deposits | 2,248,000 | 2,466,000 | 2,456,000 | 3,143,000 |
| Equity capital | 2,842,000 | 2,671,000 | 2,813,000 | 2,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 507,000 | 814,000 | 1,126,000 |
| Interest expense | 48,000 | 126,000 | 203,000 | 285,000 |
| Net interest income | 158,000 | 381,000 | 611,000 | 841,000 |
| Noninterest income | 10,000 | 30,000 | 50,000 | 69,000 |
| Noninterest expense | 134,000 | 319,000 | 499,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 92,000 | 162,000 | 215,000 |
| Income tax | 0 | 12,000 | 53,000 | 60,000 |
| Net income | 34,000 | 80,000 | 109,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,176,000 | 2,214,000 | 2,246,000 | 2,291,000 |
| Total capital | 2,369,000 | 2,412,000 | 2,446,000 | 2,495,000 |
| Risk-weighted assets | 15,418,000 | 15,763,000 | 15,925,000 | 16,301,000 |