Call reports 2003
FIRST STATE BANK OF VAN ORIN — 2003
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,354,000 | 14,258,000 | 14,798,000 | 14,564,000 |
| Total loans | 5,608,000 | 5,662,000 | 5,723,000 | 5,681,000 |
| Allowance for loan losses | 94,000 | 94,000 | 94,000 | 94,000 |
| Securities available for sale | 0 | 6,595,000 | 6,290,000 | 6,941,000 |
| Securities held to maturity | 5,504,000 | 399,000 | 399,000 | 612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,026,000 | 11,854,000 | 12,418,000 | 12,216,000 |
| Interest-bearing deposits | 10,974,000 | 10,565,000 | 11,017,000 | 10,490,000 |
| Noninterest-bearing deposits | 1,052,000 | 1,289,000 | 1,401,000 | 1,726,000 |
| Equity capital | 2,278,000 | 2,349,000 | 2,309,000 | 2,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 151,000 | 296,000 | 441,000 | 602,000 |
| Interest expense | 51,000 | 96,000 | 136,000 | 174,000 |
| Net interest income | 100,000 | 200,000 | 305,000 | 428,000 |
| Noninterest income | 8,000 | 14,000 | 22,000 | 29,000 |
| Noninterest expense | 105,000 | 207,000 | 313,000 | 419,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 7,000 | 15,000 | 39,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 2,000 | 6,000 | 14,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,278,000 | 2,286,000 | 2,284,000 | 2,290,000 |
| Total capital | 2,366,000 | 2,376,000 | 2,377,000 | 2,383,000 |
| Risk-weighted assets | 7,065,000 | 7,200,000 | 7,451,000 | 7,435,000 |