Call reports 2002
FIRST STATE BANK OF VAN ORIN — 2002
What FIRST STATE BANK OF VAN ORIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,344,000 | 13,674,000 | 13,701,000 | 14,765,000 |
| Total loans | 6,691,000 | 6,105,000 | 6,517,000 | 6,424,000 |
| Allowance for loan losses | 95,000 | 94,000 | 94,000 | 94,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,010,000 | 5,243,000 | 4,238,000 | 5,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,008,000 | 11,317,000 | 11,329,000 | 12,395,000 |
| Interest-bearing deposits | 10,805,000 | 9,977,000 | 10,228,000 | 10,964,000 |
| Noninterest-bearing deposits | 1,203,000 | 1,340,000 | 1,101,000 | 1,431,000 |
| Equity capital | 2,287,000 | 2,302,000 | 2,312,000 | 2,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 373,000 | 545,000 | 710,000 |
| Interest expense | 72,000 | 131,000 | 190,000 | 248,000 |
| Net interest income | 118,000 | 242,000 | 355,000 | 462,000 |
| Noninterest income | 6,000 | 11,000 | 15,000 | 22,000 |
| Noninterest expense | 107,000 | 211,000 | 314,000 | 428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 42,000 | 56,000 | 56,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 12,000 | 33,000 | 43,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,287,000 | 2,302,000 | 2,312,000 | 2,302,000 |
| Total capital | 2,382,000 | 2,391,000 | 2,406,000 | 2,396,000 |
| Risk-weighted assets | 7,716,000 | 7,120,000 | 7,642,000 | 7,800,000 |