Call report 2013Q4
HIGHLANDS INDEPENDENT BANK — 2013Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,330,000 | USD | evidence → |
| Total loans | 126,276,000 | USD | evidence → |
| Allowance for loan losses | 4,314,000 | USD | evidence → |
| Securities available for sale | 54,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,385,000 | USD | evidence → |
| Interest-bearing deposits | 155,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,607,000 | USD | evidence → |
| Equity capital | 12,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,729,000 | USD | evidence → |
| Interest expense | 568,000 | USD | evidence → |
| Net interest income | 7,161,000 | USD | evidence → |
| Noninterest income | 1,325,000 | USD | evidence → |
| Noninterest expense | 8,815,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | -332,000 | USD | evidence → |
| Income tax | 615,000 | USD | evidence → |
| Net income | -947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,313,000 | USD | evidence → |
| Total capital | 15,122,000 | USD | evidence → |
| Risk-weighted assets | 142,215,000 | USD | evidence → |