Call report 2012Q4
HIGHLANDS INDEPENDENT BANK — 2012Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,680,000 | USD | evidence → |
| Total loans | 140,393,000 | USD | evidence → |
| Allowance for loan losses | 7,229,000 | USD | evidence → |
| Securities available for sale | 62,046,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 235,591,000 | USD | evidence → |
| Interest-bearing deposits | 163,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,216,000 | USD | evidence → |
| Equity capital | 13,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,684,000 | USD | evidence → |
| Interest expense | 950,000 | USD | evidence → |
| Net interest income | 7,734,000 | USD | evidence → |
| Noninterest income | 1,035,000 | USD | evidence → |
| Noninterest expense | 9,319,000 | USD | evidence → |
| Provision for loan losses | 3,527,000 | USD | evidence → |
| Pretax income | -3,280,000 | USD | evidence → |
| Income tax | 200,000 | USD | evidence → |
| Net income | -3,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,493,000 | USD | evidence → |
| Total capital | 15,466,000 | USD | evidence → |
| Risk-weighted assets | 152,617,000 | USD | evidence → |