Call report 2004Q4
HIGHLANDS INDEPENDENT BANK — 2004Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,566,000 | USD | evidence → |
| Total loans | 154,807,000 | USD | evidence → |
| Allowance for loan losses | 1,443,000 | USD | evidence → |
| Securities available for sale | 47,403,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,886,000 | USD | evidence → |
| Interest-bearing deposits | 160,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,296,000 | USD | evidence → |
| Equity capital | 14,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,978,000 | USD | evidence → |
| Interest expense | 2,066,000 | USD | evidence → |
| Net interest income | 7,912,000 | USD | evidence → |
| Noninterest income | 2,288,000 | USD | evidence → |
| Noninterest expense | 6,529,000 | USD | evidence → |
| Provision for loan losses | 432,000 | USD | evidence → |
| Pretax income | 3,231,000 | USD | evidence → |
| Income tax | 1,184,000 | USD | evidence → |
| Net income | 2,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,933,000 | USD | evidence → |
| Total capital | 16,376,000 | USD | evidence → |
| Risk-weighted assets | 157,825,000 | USD | evidence → |