Call report 2004Q2
HIGHLANDS INDEPENDENT BANK — 2004Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,362,000 | USD | evidence → |
| Total loans | 136,500,000 | USD | evidence → |
| Allowance for loan losses | 1,313,000 | USD | evidence → |
| Securities available for sale | 37,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,507,000 | USD | evidence → |
| Interest-bearing deposits | 144,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,138,000 | USD | evidence → |
| Equity capital | 12,918,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,612,000 | USD | evidence → |
| Interest expense | 990,000 | USD | evidence → |
| Net interest income | 3,622,000 | USD | evidence → |
| Noninterest income | 1,163,000 | USD | evidence → |
| Noninterest expense | 3,073,000 | USD | evidence → |
| Provision for loan losses | 286,000 | USD | evidence → |
| Pretax income | 1,415,000 | USD | evidence → |
| Income tax | 513,000 | USD | evidence → |
| Net income | 902,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,188,000 | USD | evidence → |
| Total capital | 14,501,000 | USD | evidence → |
| Risk-weighted assets | 141,026,000 | USD | evidence → |