Call reports 2007
CAMPBELLSVILLE NATIONAL BANK — 2007
What CAMPBELLSVILLE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 66,931,000 | 67,528,000 | 70,407,000 |
| Total loans | 56,030,000 | 57,628,000 | 61,693,000 |
| Allowance for loan losses | 881,000 | 904,000 | 925,000 |
| Securities available for sale | 5,301,000 | 5,263,000 | 4,737,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 60,754,000 | 60,131,000 | 60,621,000 |
| Interest-bearing deposits | 54,515,000 | 52,407,000 | 50,717,000 |
| Noninterest-bearing deposits | 6,239,000 | 7,724,000 | 9,904,000 |
| Equity capital | 5,739,000 | 5,863,000 | 6,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,196,000 | 2,402,000 | 3,651,000 |
| Interest expense | 504,000 | 984,000 | 1,469,000 |
| Net interest income | 692,000 | 1,418,000 | 2,182,000 |
| Noninterest income | 117,000 | 238,000 | 399,000 |
| Noninterest expense | 568,000 | 1,150,000 | 1,818,000 |
| Provision for loan losses | 36,000 | 72,000 | 112,000 |
| Pretax income | 205,000 | 434,000 | 651,000 |
| Income tax | 68,000 | 147,000 | 219,000 |
| Net income | 137,000 | 287,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 5,781,000 | 5,931,000 | 6,076,000 |
| Total capital | 6,381,000 | 6,557,000 | 6,750,000 |
| Risk-weighted assets | 47,734,000 | 49,783,000 | 53,695,000 |