Call reports 2006
CAMPBELLSVILLE NATIONAL BANK — 2006
What CAMPBELLSVILLE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,523,000 | 64,544,000 | 65,544,000 | 68,749,000 |
| Total loans | 52,468,000 | 54,511,000 | 55,047,000 | 58,011,000 |
| Allowance for loan losses | 795,000 | 824,000 | 853,000 | 852,000 |
| Securities available for sale | 6,703,000 | 6,643,000 | 6,460,000 | 6,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,651,000 | 56,603,000 | 56,541,000 | 60,673,000 |
| Interest-bearing deposits | 50,957,000 | 50,324,000 | 51,454,000 | 53,491,000 |
| Noninterest-bearing deposits | 5,694,000 | 6,279,000 | 5,087,000 | 7,182,000 |
| Equity capital | 5,511,000 | 5,469,000 | 5,631,000 | 5,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,092,000 | 3,222,000 | 4,415,000 |
| Interest expense | 357,000 | 741,000 | 1,190,000 | 1,681,000 |
| Net interest income | 668,000 | 1,351,000 | 2,032,000 | 2,734,000 |
| Noninterest income | 113,000 | 234,000 | 360,000 | 481,000 |
| Noninterest expense | 534,000 | 1,079,000 | 1,635,000 | 2,236,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 | 146,000 |
| Pretax income | 211,000 | 434,000 | 648,000 | 833,000 |
| Income tax | 70,000 | 146,000 | 216,000 | 277,000 |
| Net income | 141,000 | 288,000 | 432,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,619,000 | 5,616,000 | 5,700,000 | 5,724,000 |
| Total capital | 6,172,000 | 6,189,000 | 6,286,000 | 6,344,000 |
| Risk-weighted assets | 44,019,000 | 45,601,000 | 46,625,000 | 49,384,000 |