Call reports 2005
CAMPBELLSVILLE NATIONAL BANK — 2005
What CAMPBELLSVILLE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,995,000 | 66,030,000 | 61,349,000 | 63,095,000 |
| Total loans | 52,835,000 | 54,124,000 | 51,905,000 | 50,535,000 |
| Allowance for loan losses | 704,000 | 718,000 | 748,000 | 777,000 |
| Securities available for sale | 6,863,000 | 7,144,000 | 6,484,000 | 6,746,000 |
| Securities held to maturity | 173,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,780,000 | 54,366,000 | 55,041,000 | 56,845,000 |
| Interest-bearing deposits | 50,664,000 | 48,589,000 | 49,203,000 | 50,306,000 |
| Noninterest-bearing deposits | 5,116,000 | 5,777,000 | 5,838,000 | 6,539,000 |
| Equity capital | 5,504,000 | 5,614,000 | 5,630,000 | 5,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,942,000 | 2,951,000 | 3,978,000 |
| Interest expense | 275,000 | 579,000 | 894,000 | 1,214,000 |
| Net interest income | 676,000 | 1,363,000 | 2,057,000 | 2,764,000 |
| Noninterest income | 103,000 | 216,000 | 341,000 | 462,000 |
| Noninterest expense | 530,000 | 1,083,000 | 1,636,000 | 2,240,000 |
| Provision for loan losses | 36,000 | 72,000 | 105,000 | 142,000 |
| Pretax income | 213,000 | 428,000 | 661,000 | 848,000 |
| Income tax | 69,000 | 141,000 | 219,000 | 291,000 |
| Net income | 144,000 | 287,000 | 442,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,589,000 | 5,632,000 | 5,687,000 | 5,653,000 |
| Total capital | 6,140,000 | 6,208,000 | 6,215,000 | 6,191,000 |
| Risk-weighted assets | 43,895,000 | 45,961,000 | 42,023,000 | 42,827,000 |