Call reports 2004
CAMPBELLSVILLE NATIONAL BANK — 2004
What CAMPBELLSVILLE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,587,000 | 63,869,000 | 61,749,000 | 63,141,000 |
| Total loans | 50,783,000 | 52,959,000 | 52,801,000 | 53,901,000 |
| Allowance for loan losses | 613,000 | 632,000 | 652,000 | 666,000 |
| Securities available for sale | 7,566,000 | 7,012,000 | 5,690,000 | 5,953,000 |
| Securities held to maturity | 198,000 | 173,000 | 173,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,173,000 | 53,973,000 | 52,671,000 | 55,723,000 |
| Interest-bearing deposits | 48,474,000 | 48,042,000 | 47,828,000 | 50,455,000 |
| Noninterest-bearing deposits | 4,699,000 | 5,931,000 | 4,843,000 | 5,268,000 |
| Equity capital | 5,277,000 | 5,228,000 | 5,416,000 | 5,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,886,000 | 2,838,000 | 3,789,000 |
| Interest expense | 257,000 | 499,000 | 746,000 | 1,012,000 |
| Net interest income | 685,000 | 1,387,000 | 2,092,000 | 2,777,000 |
| Noninterest income | 116,000 | 236,000 | 316,000 | 426,000 |
| Noninterest expense | 507,000 | 1,001,000 | 1,536,000 | 2,096,000 |
| Provision for loan losses | 36,000 | 73,000 | 110,000 | 146,000 |
| Pretax income | 351,000 | 642,000 | 857,000 | 1,056,000 |
| Income tax | 115,000 | 217,000 | 290,000 | 357,000 |
| Net income | 236,000 | 425,000 | 567,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,228,000 | 5,347,000 | 5,419,000 | 5,545,000 |
| Total capital | 5,762,000 | 5,906,000 | 5,964,000 | 6,102,000 |
| Risk-weighted assets | 42,644,000 | 44,633,000 | 43,529,000 | 44,487,000 |