Call reports 2003
CAMPBELLSVILLE NATIONAL BANK — 2003
What CAMPBELLSVILLE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,573,000 | 59,195,000 | 62,520,000 | 63,585,000 |
| Total loans | 46,203,000 | 46,552,000 | 49,725,000 | 51,439,000 |
| Allowance for loan losses | 542,000 | 556,000 | 591,000 | 580,000 |
| Securities available for sale | 6,719,000 | 8,303,000 | 8,777,000 | 8,136,000 |
| Securities held to maturity | 574,000 | 549,000 | 549,000 | 548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,910,000 | 50,430,000 | 50,673,000 | 52,842,000 |
| Interest-bearing deposits | 46,694,000 | 46,162,000 | 46,354,000 | 48,432,000 |
| Noninterest-bearing deposits | 4,216,000 | 4,268,000 | 4,319,000 | 4,410,000 |
| Equity capital | 4,795,000 | 4,922,000 | 5,005,000 | 5,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,917,000 | 2,895,000 | 3,890,000 |
| Interest expense | 291,000 | 571,000 | 847,000 | 1,122,000 |
| Net interest income | 661,000 | 1,346,000 | 2,048,000 | 2,768,000 |
| Noninterest income | 111,000 | 226,000 | 346,000 | 463,000 |
| Noninterest expense | 456,000 | 929,000 | 1,399,000 | 1,918,000 |
| Provision for loan losses | 32,000 | 68,000 | 105,000 | 141,000 |
| Pretax income | 408,000 | 782,000 | 1,097,000 | 1,401,000 |
| Income tax | 138,000 | 260,000 | 369,000 | 471,000 |
| Net income | 270,000 | 522,000 | 728,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,707,000 | 4,783,000 | 4,939,000 | 5,091,000 |
| Total capital | 5,202,000 | 5,290,000 | 5,470,000 | 5,636,000 |
| Risk-weighted assets | 39,569,000 | 40,527,000 | 42,418,000 | 43,548,000 |