Call reports 2025
FIRST BUSINESS BANK — 2025
What FIRST BUSINESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,944,859,000 | 4,004,502,000 | 4,035,626,000 | 4,082,035,000 |
| Total loans | 3,194,923,000 | 3,265,299,000 | 3,348,439,000 | 3,392,090,000 |
| Allowance for loan losses | 35,236,000 | 36,861,000 | 36,690,000 | 35,877,000 |
| Securities available for sale | 359,394,000 | 382,365,000 | 411,111,000 | 422,087,000 |
| Securities held to maturity | 6,590,000 | 5,714,000 | 5,584,000 | 5,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,245,788,000 | 3,309,974,000 | 3,334,964,000 | 3,381,533,000 |
| Interest-bearing deposits | 2,809,842,000 | 2,908,774,000 | 2,932,374,000 | 3,001,645,000 |
| Noninterest-bearing deposits | 435,946,000 | 401,200,000 | 402,590,000 | 379,888,000 |
| Equity capital | 388,907,000 | 397,453,000 | 410,976,000 | 423,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 59,531,000 | 120,812,000 | 184,558,000 | 247,310,000 |
| Interest expense | 25,389,000 | 52,004,000 | 79,981,000 | 107,088,000 |
| Net interest income | 34,142,000 | 68,808,000 | 104,577,000 | 140,222,000 |
| Noninterest income | 7,587,000 | 14,828,000 | 24,386,000 | 32,961,000 |
| Noninterest expense | 24,101,000 | 48,798,000 | 73,894,000 | 98,733,000 |
| Provision for loan losses | 2,863,000 | 5,494,000 | 6,591,000 | 8,323,000 |
| Pretax income | 14,969,000 | 29,570,000 | 48,367,000 | 65,893,000 |
| Income tax | 2,545,000 | 4,747,000 | 7,968,000 | 11,833,000 |
| Net income | 12,424,000 | 24,823,000 | 40,399,000 | 54,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 390,705,000 | 399,691,000 | 412,067,000 | 422,567,000 |
| Total capital | 427,481,000 | 438,071,000 | 450,613,000 | 460,423,000 |
| Risk-weighted assets | 3,519,753,000 | 3,594,335,000 | 3,718,526,000 | 3,786,612,000 |