Call reports 2024
FIRST BUSINESS BANK — 2024
What FIRST BUSINESS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,532,203,000 | 3,617,925,000 | 3,716,192,000 | 3,853,357,000 |
| Total loans | 2,915,794,000 | 2,991,921,000 | 3,058,252,000 | 3,126,626,000 |
| Allowance for loan losses | 32,799,000 | 33,088,000 | 33,688,000 | 35,785,000 |
| Securities available for sale | 314,114,000 | 308,852,000 | 313,336,000 | 341,392,000 |
| Securities held to maturity | 8,131,000 | 7,082,000 | 6,907,000 | 6,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,758,688,000 | 2,887,035,000 | 2,976,859,000 | 3,113,014,000 |
| Interest-bearing deposits | 2,355,139,000 | 2,478,379,000 | 2,541,935,000 | 2,671,029,000 |
| Noninterest-bearing deposits | 403,549,000 | 408,656,000 | 434,924,000 | 441,985,000 |
| Equity capital | 347,705,000 | 355,015,000 | 361,788,000 | 379,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 55,783,000 | 113,693,000 | 173,020,000 | 233,130,000 |
| Interest expense | 25,554,000 | 52,203,000 | 79,552,000 | 105,641,000 |
| Net interest income | 30,229,000 | 61,490,000 | 93,468,000 | 127,489,000 |
| Noninterest income | 7,000,000 | 14,810,000 | 21,960,000 | 30,237,000 |
| Noninterest expense | 22,819,000 | 46,736,000 | 68,615,000 | 91,976,000 |
| Provision for loan losses | 2,218,000 | 3,899,000 | 6,027,000 | 9,066,000 |
| Pretax income | 12,076,000 | 25,479,000 | 40,175,000 | 56,987,000 |
| Income tax | 2,057,000 | 3,732,000 | 6,411,000 | 8,846,000 |
| Net income | 10,019,000 | 21,747,000 | 33,764,000 | 48,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 349,624,000 | 357,723,000 | 366,597,000 | 380,811,000 |
| Total capital | 384,542,000 | 392,709,000 | 402,567,000 | 417,965,000 |
| Risk-weighted assets | 3,381,910,000 | 3,425,564,000 | 3,478,207,000 | 3,491,772,000 |