Call reports 2023
FIRST BUSINESS BANK — 2023
What FIRST BUSINESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,163,780,000 | 3,265,828,000 | 3,419,476,000 | 3,509,031,000 |
| Total loans | 2,542,065,000 | 2,676,776,000 | 2,768,183,000 | 2,854,852,000 |
| Allowance for loan losses | 26,140,000 | 28,115,000 | 29,331,000 | 31,275,000 |
| Securities available for sale | 236,989,000 | 253,626,000 | 272,163,000 | 297,006,000 |
| Securities held to maturity | 11,461,000 | 9,830,000 | 8,689,000 | 8,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,477,290,000 | 2,529,264,000 | 2,658,503,000 | 2,799,204,000 |
| Interest-bearing deposits | 2,004,936,000 | 2,109,558,000 | 2,226,996,000 | 2,351,403,000 |
| Noninterest-bearing deposits | 472,354,000 | 419,706,000 | 431,507,000 | 447,801,000 |
| Equity capital | 301,235,000 | 308,135,000 | 330,795,000 | 339,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 42,064,000 | 89,225,000 | 140,165,000 | 194,927,000 |
| Interest expense | 14,941,000 | 33,934,000 | 55,854,000 | 80,350,000 |
| Net interest income | 27,123,000 | 55,291,000 | 84,311,000 | 114,577,000 |
| Noninterest income | 8,539,000 | 16,063,000 | 24,727,000 | 32,054,000 |
| Noninterest expense | 21,197,000 | 42,475,000 | 65,347,000 | 86,729,000 |
| Provision for loan losses | 1,485,000 | 3,545,000 | 5,239,000 | 7,794,000 |
| Pretax income | 12,904,000 | 25,041,000 | 38,036,000 | 51,675,000 |
| Income tax | 2,903,000 | 5,703,000 | 8,025,000 | 10,449,000 |
| Net income | 10,001,000 | 19,338,000 | 30,011,000 | 41,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,851,000 | 312,016,000 | 335,012,000 | 343,604,000 |
| Total capital | 331,500,000 | 341,140,000 | 365,705,000 | 376,310,000 |
| Risk-weighted assets | 2,999,537,000 | 3,178,950,000 | 3,260,630,000 | 3,357,437,000 |