Call reports 2020
FIRST BUSINESS BANK — 2020
What FIRST BUSINESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,183,370,000 | 2,455,828,000 | 2,588,321,000 | 2,556,560,000 |
| Total loans | 1,749,731,000 | 2,070,535,000 | 2,185,350,000 | 2,154,666,000 |
| Allowance for loan losses | 22,748,000 | 27,464,000 | 30,817,000 | 28,521,000 |
| Securities available for sale | 179,213,000 | 169,383,000 | 176,985,000 | 181,646,000 |
| Securities held to maturity | 30,774,000 | 29,826,000 | 28,897,000 | 26,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,500,969,000 | 1,713,207,000 | 1,823,111,000 | 1,858,893,000 |
| Interest-bearing deposits | 1,198,469,000 | 1,276,615,000 | 1,369,107,000 | 1,382,698,000 |
| Noninterest-bearing deposits | 302,500,000 | 436,592,000 | 454,004,000 | 476,195,000 |
| Equity capital | 221,062,000 | 222,367,000 | 226,390,000 | 232,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,372,000 | 46,132,000 | 68,408,000 | 94,178,000 |
| Interest expense | 5,688,000 | 8,927,000 | 11,947,000 | 14,567,000 |
| Net interest income | 17,684,000 | 37,205,000 | 56,461,000 | 79,611,000 |
| Noninterest income | 6,284,000 | 12,210,000 | 19,628,000 | 26,356,000 |
| Noninterest expense | 15,488,000 | 33,073,000 | 48,496,000 | 65,157,000 |
| Provision for loan losses | 3,182,000 | 8,652,000 | 12,487,000 | 16,808,000 |
| Pretax income | 5,294,000 | 7,686,000 | 15,102,000 | 23,998,000 |
| Income tax | 1,139,000 | -538,000 | 1,096,000 | 2,715,000 |
| Net income | 4,155,000 | 8,224,000 | 14,006,000 | 21,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,672,000 | 212,443,000 | 216,469,000 | 222,500,000 |
| Total capital | 234,506,000 | 238,138,000 | 243,967,000 | 251,116,000 |
| Risk-weighted assets | 2,054,959,000 | 2,052,809,000 | 2,195,423,000 | 2,288,162,000 |