Call reports 2019
FIRST BUSINESS BANK — 2019
What FIRST BUSINESS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,992,801,000 | 2,057,942,000 | 2,080,235,000 | 2,083,852,000 |
| Total loans | 1,662,092,000 | 1,724,762,000 | 1,723,612,000 | 1,719,840,000 |
| Allowance for loan losses | 20,449,000 | 19,819,000 | 20,170,000 | 19,520,000 |
| Securities available for sale | 163,813,000 | 162,629,000 | 164,332,000 | 176,799,000 |
| Securities held to maturity | 35,914,000 | 34,519,000 | 33,400,000 | 32,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,503,439,000 | 1,531,686,000 | 1,509,146,000 | 1,531,580,000 |
| Interest-bearing deposits | 1,215,361,000 | 1,227,731,000 | 1,227,826,000 | 1,249,056,000 |
| Noninterest-bearing deposits | 288,078,000 | 303,955,000 | 281,320,000 | 282,524,000 |
| Equity capital | 210,741,000 | 215,485,000 | 218,803,000 | 222,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,678,000 | 50,987,000 | 76,426,000 | 102,038,000 |
| Interest expense | 7,253,000 | 15,036,000 | 22,730,000 | 29,232,000 |
| Net interest income | 18,425,000 | 35,951,000 | 53,696,000 | 72,806,000 |
| Noninterest income | 4,637,000 | 10,403,000 | 15,848,000 | 23,034,000 |
| Noninterest expense | 16,874,000 | 33,428,000 | 47,251,000 | 62,690,000 |
| Provision for loan losses | 49,000 | -736,000 | 613,000 | 2,085,000 |
| Pretax income | 6,139,000 | 13,661,000 | 21,675,000 | 31,019,000 |
| Income tax | -901,000 | -1,095,000 | 735,000 | 2,836,000 |
| Net income | 7,040,000 | 14,756,000 | 20,940,000 | 28,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,924,000 | 205,445,000 | 209,346,000 | 212,315,000 |
| Total capital | 224,649,000 | 227,333,000 | 231,159,000 | 233,181,000 |
| Risk-weighted assets | 1,899,729,000 | 1,955,452,000 | 1,977,970,000 | 1,977,209,000 |