Call reports 2016
FIRST BUSINESS BANK — 2016
What FIRST BUSINESS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,255,461,000 | 1,246,038,000 | 1,273,121,000 | 1,275,269,000 |
| Total loans | 1,054,471,000 | 1,037,866,000 | 1,042,403,000 | 1,050,961,000 |
| Allowance for loan losses | 12,789,000 | 12,853,000 | 12,967,000 | 13,603,000 |
| Securities available for sale | 116,024,000 | 113,050,000 | 121,927,000 | 119,062,000 |
| Securities held to maturity | 36,485,000 | 36,167,000 | 35,109,000 | 38,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,115,383,000 | 1,104,999,000 | 1,130,392,000 | 1,104,361,000 |
| Interest-bearing deposits | 969,245,000 | 955,464,000 | 972,578,000 | 957,703,000 |
| Noninterest-bearing deposits | 146,138,000 | 149,535,000 | 157,814,000 | 146,658,000 |
| Equity capital | 133,267,000 | 133,711,000 | 132,583,000 | 133,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,888,000 | 28,184,000 | 41,632,000 | 56,142,000 |
| Interest expense | 2,442,000 | 4,780,000 | 7,041,000 | 9,331,000 |
| Net interest income | 11,446,000 | 23,404,000 | 34,591,000 | 46,811,000 |
| Noninterest income | 2,871,000 | 5,932,000 | 8,764,000 | 11,522,000 |
| Noninterest expense | 7,983,000 | 16,068,000 | 26,840,000 | 34,387,000 |
| Provision for loan losses | 251,000 | 252,000 | 343,000 | 896,000 |
| Pretax income | 6,083,000 | 13,023,000 | 16,179,000 | 23,060,000 |
| Income tax | 2,058,000 | 4,344,000 | 2,846,000 | 4,523,000 |
| Net income | 4,025,000 | 8,679,000 | 13,333,000 | 18,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,943,000 | 133,177,000 | 131,964,000 | 134,208,000 |
| Total capital | 145,732,000 | 146,030,000 | 144,931,000 | 147,811,000 |
| Risk-weighted assets | 1,275,024,000 | 1,249,824,000 | 1,269,118,000 | 1,279,531,000 |