Call reports 2015
FIRST BUSINESS BANK — 2015
What FIRST BUSINESS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,175,752,000 | 1,199,504,000 | 1,215,326,000 | 1,259,918,000 |
| Total loans | 956,470,000 | 984,774,000 | 995,350,000 | 1,035,159,000 |
| Allowance for loan losses | 12,501,000 | 12,095,000 | 11,986,000 | 12,536,000 |
| Securities available for sale | 111,256,000 | 112,095,000 | 112,875,000 | 114,721,000 |
| Securities held to maturity | 40,599,000 | 39,428,000 | 38,364,000 | 37,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,048,307,000 | 1,056,243,000 | 1,081,215,000 | 1,124,477,000 |
| Interest-bearing deposits | 920,797,000 | 910,767,000 | 941,552,000 | 974,070,000 |
| Noninterest-bearing deposits | 127,510,000 | 145,476,000 | 139,663,000 | 150,407,000 |
| Equity capital | 121,630,000 | 123,534,000 | 128,115,000 | 128,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,751,000 | 25,284,000 | 38,483,000 | 51,890,000 |
| Interest expense | 2,013,000 | 4,046,000 | 6,244,000 | 8,566,000 |
| Net interest income | 10,738,000 | 21,238,000 | 32,239,000 | 43,324,000 |
| Noninterest income | 2,921,000 | 5,624,000 | 8,180,000 | 10,996,000 |
| Noninterest expense | 7,635,000 | 14,861,000 | 22,106,000 | 29,294,000 |
| Provision for loan losses | 318,000 | -83,000 | -196,000 | 387,000 |
| Pretax income | 5,706,000 | 12,084,000 | 18,509,000 | 24,639,000 |
| Income tax | 1,940,000 | 4,138,000 | 6,339,000 | 8,511,000 |
| Net income | 3,766,000 | 7,946,000 | 12,170,000 | 16,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,166,000 | 123,424,000 | 127,808,000 | 128,852,000 |
| Total capital | 133,667,000 | 135,519,000 | 139,794,000 | 141,388,000 |
| Risk-weighted assets | 1,165,206,000 | 1,206,542,000 | 1,211,148,000 | 1,271,926,000 |