Call reports 2014
FIRST BUSINESS BANK — 2014
What FIRST BUSINESS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,076,860,000 | 1,093,196,000 | 1,189,978,000 | 1,158,285,000 |
| Total loans | 870,798,000 | 891,168,000 | 924,030,000 | 955,922,000 |
| Allowance for loan losses | 12,519,000 | 12,367,000 | 12,340,000 | 12,504,000 |
| Securities available for sale | 149,636,000 | 109,214,000 | 106,904,000 | 109,446,000 |
| Securities held to maturity | 0 | 43,434,000 | 42,522,000 | 41,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,388,000 | 974,727,000 | 1,068,596,000 | 1,033,748,000 |
| Interest-bearing deposits | 809,400,000 | 845,219,000 | 909,514,000 | 895,773,000 |
| Noninterest-bearing deposits | 150,988,000 | 129,508,000 | 159,082,000 | 137,975,000 |
| Equity capital | 112,529,000 | 115,056,000 | 116,961,000 | 119,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,888,000 | 23,923,000 | 36,171,000 | 49,329,000 |
| Interest expense | 1,858,000 | 3,909,000 | 6,010,000 | 8,126,000 |
| Net interest income | 10,030,000 | 20,014,000 | 30,161,000 | 41,203,000 |
| Noninterest income | 2,284,000 | 4,650,000 | 7,079,000 | 9,818,000 |
| Noninterest expense | 6,758,000 | 13,136,000 | 19,744,000 | 26,299,000 |
| Provision for loan losses | 187,000 | 33,000 | 6,000 | 1,010,000 |
| Pretax income | 5,369,000 | 11,495,000 | 17,490,000 | 23,712,000 |
| Income tax | 1,886,000 | 4,069,000 | 6,152,000 | 7,999,000 |
| Net income | 3,483,000 | 7,426,000 | 11,338,000 | 15,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,634,000 | 114,160,000 | 116,289,000 | 118,907,000 |
| Total capital | 125,025,000 | 126,527,000 | 128,629,000 | 131,411,000 |
| Risk-weighted assets | 991,163,000 | 1,014,567,000 | 1,045,902,000 | 1,078,405,000 |