Call reports 2013
FIRST BUSINESS BANK — 2013
What FIRST BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,008,002,000 | 1,054,375,000 | 1,050,911,000 | 1,053,303,000 |
| Total loans | 815,449,000 | 849,833,000 | 843,769,000 | 866,292,000 |
| Allowance for loan losses | 13,874,000 | 13,455,000 | 13,292,000 | 12,320,000 |
| Securities available for sale | 148,599,000 | 146,448,000 | 145,569,000 | 140,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 879,540,000 | 942,179,000 | 936,663,000 | 937,719,000 |
| Interest-bearing deposits | 727,907,000 | 801,614,000 | 797,394,000 | 796,751,000 |
| Noninterest-bearing deposits | 151,633,000 | 140,565,000 | 139,269,000 | 140,968,000 |
| Equity capital | 107,409,000 | 107,456,000 | 109,156,000 | 110,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,875,000 | 23,497,000 | 35,561,000 | 47,776,000 |
| Interest expense | 2,235,000 | 4,287,000 | 6,344,000 | 8,314,000 |
| Net interest income | 9,640,000 | 19,210,000 | 29,217,000 | 39,462,000 |
| Noninterest income | 1,963,000 | 3,758,000 | 5,736,000 | 7,647,000 |
| Noninterest expense | 6,175,000 | 12,359,000 | 18,329,000 | 25,627,000 |
| Provision for loan losses | 25,000 | 55,000 | 21,000 | -862,000 |
| Pretax income | 5,403,000 | 10,554,000 | 16,603,000 | 22,344,000 |
| Income tax | 1,949,000 | 3,777,000 | 5,961,000 | 7,985,000 |
| Net income | 3,454,000 | 6,777,000 | 10,642,000 | 14,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,752,000 | 107,153,000 | 109,130,000 | 111,062,000 |
| Total capital | 117,107,000 | 118,948,000 | 120,923,000 | 123,331,000 |
| Risk-weighted assets | 905,918,000 | 941,951,000 | 941,929,000 | 981,450,000 |