Call reports 2008
FIRST BUSINESS BANK — 2008
What FIRST BUSINESS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 838,163,000 | 856,135,000 | 875,092,000 | 889,852,000 |
| Total loans | 724,369,000 | 730,673,000 | 739,298,000 | 753,338,000 |
| Allowance for loan losses | 8,379,000 | 8,914,000 | 9,007,000 | 10,182,000 |
| Securities available for sale | 88,482,000 | 92,173,000 | 97,816,000 | 101,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,799,000 | 735,207,000 | 740,898,000 | 748,087,000 |
| Interest-bearing deposits | 695,160,000 | 703,343,000 | 700,973,000 | 702,136,000 |
| Noninterest-bearing deposits | 36,639,000 | 31,864,000 | 39,925,000 | 45,951,000 |
| Equity capital | 73,616,000 | 76,298,000 | 79,891,000 | 81,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,410,000 | 26,456,000 | 39,461,000 | 52,946,000 |
| Interest expense | 7,669,000 | 14,528,000 | 21,422,000 | 27,920,000 |
| Net interest income | 5,741,000 | 11,928,000 | 18,039,000 | 25,026,000 |
| Noninterest income | 1,067,000 | 2,247,000 | 2,873,000 | 3,776,000 |
| Noninterest expense | 4,095,000 | 8,145,000 | 12,153,000 | 16,076,000 |
| Provision for loan losses | 512,000 | 1,256,000 | 1,357,000 | 4,089,000 |
| Pretax income | 2,201,000 | 4,774,000 | 7,402,000 | 8,637,000 |
| Income tax | 804,000 | 1,754,000 | 2,786,000 | 3,195,000 |
| Net income | 1,397,000 | 3,020,000 | 4,616,000 | 5,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,571,000 | 76,272,000 | 79,958,000 | 80,880,000 |
| Total capital | 80,950,000 | 85,186,000 | 88,965,000 | 91,062,000 |
| Risk-weighted assets | 792,106,000 | 795,683,000 | 807,277,000 | 818,098,000 |