Call reports 2007
FIRST BUSINESS BANK — 2007
What FIRST BUSINESS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 690,148,000 | 728,663,000 | 770,105,000 | 800,658,000 |
| Total loans | 573,454,000 | 620,354,000 | 663,025,000 | 686,443,000 |
| Allowance for loan losses | 7,101,000 | 7,185,000 | 7,674,000 | 7,975,000 |
| Securities available for sale | 86,671,000 | 79,333,000 | 80,827,000 | 85,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,783,000 | 641,926,000 | 659,975,000 | 679,359,000 |
| Interest-bearing deposits | 567,947,000 | 606,836,000 | 626,436,000 | 643,960,000 |
| Noninterest-bearing deposits | 30,836,000 | 35,090,000 | 33,539,000 | 35,399,000 |
| Equity capital | 58,674,000 | 60,831,000 | 66,396,000 | 70,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,084,000 | 24,839,000 | 38,284,000 | 52,349,000 |
| Interest expense | 6,959,000 | 14,340,000 | 22,184,000 | 30,160,000 |
| Net interest income | 5,125,000 | 10,499,000 | 16,100,000 | 22,189,000 |
| Noninterest income | 807,000 | 1,860,000 | 2,880,000 | 3,977,000 |
| Noninterest expense | 3,429,000 | 6,950,000 | 10,458,000 | 14,060,000 |
| Provision for loan losses | 471,000 | 554,000 | 1,041,000 | 1,832,000 |
| Pretax income | 2,032,000 | 4,855,000 | 7,481,000 | 10,274,000 |
| Income tax | 716,000 | 1,744,000 | 2,705,000 | 3,727,000 |
| Net income | 1,316,000 | 3,111,000 | 4,776,000 | 6,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,191,000 | 62,025,000 | 66,761,000 | 71,097,000 |
| Total capital | 66,292,000 | 69,210,000 | 74,435,000 | 79,072,000 |
| Risk-weighted assets | 627,189,000 | 682,276,000 | 730,106,000 | 756,603,000 |