Call reports 2006
FIRST BUSINESS BANK — 2006
What FIRST BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 568,063,000 | 573,564,000 | 613,302,000 | 676,265,000 |
| Total loans | 458,045,000 | 465,479,000 | 497,714,000 | 556,221,000 |
| Allowance for loan losses | 5,528,000 | 5,600,000 | 5,995,000 | 6,605,000 |
| Securities available for sale | 85,469,000 | 85,312,000 | 89,420,000 | 88,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,671,000 | 486,830,000 | 515,293,000 | 549,460,000 |
| Interest-bearing deposits | 481,112,000 | 457,738,000 | 482,548,000 | 515,431,000 |
| Noninterest-bearing deposits | 10,559,000 | 29,092,000 | 32,745,000 | 34,029,000 |
| Equity capital | 49,667,000 | 50,918,000 | 52,944,000 | 56,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,278,000 | 19,254,000 | 29,773,000 | 41,169,000 |
| Interest expense | 5,030,000 | 10,440,000 | 16,485,000 | 22,982,000 |
| Net interest income | 4,248,000 | 8,814,000 | 13,288,000 | 18,187,000 |
| Noninterest income | 696,000 | 1,607,000 | 2,600,000 | 3,542,000 |
| Noninterest expense | 2,983,000 | 5,918,000 | 9,060,000 | 11,823,000 |
| Provision for loan losses | 0 | 71,000 | 465,000 | 1,075,000 |
| Pretax income | 1,961,000 | 4,432,000 | 6,363,000 | 8,824,000 |
| Income tax | 648,000 | 1,477,000 | 2,019,000 | 2,821,000 |
| Net income | 1,313,000 | 2,955,000 | 4,344,000 | 6,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,047,000 | 52,715,000 | 54,135,000 | 57,838,000 |
| Total capital | 56,575,000 | 58,315,000 | 60,130,000 | 64,443,000 |
| Risk-weighted assets | 506,143,000 | 514,510,000 | 562,150,000 | 614,296,000 |