Call reports 2005
FIRST BUSINESS BANK — 2005
What FIRST BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 512,788,000 | 515,340,000 | 532,855,000 | 564,802,000 |
| Total loans | 420,408,000 | 419,715,000 | 429,662,000 | 455,332,000 |
| Allowance for loan losses | 5,291,000 | 5,284,000 | 5,285,000 | 5,527,000 |
| Securities available for sale | 77,167,000 | 78,399,000 | 83,286,000 | 82,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,170,000 | 439,462,000 | 450,262,000 | 478,148,000 |
| Interest-bearing deposits | 417,927,000 | 411,887,000 | 421,182,000 | 462,497,000 |
| Noninterest-bearing deposits | 38,243,000 | 27,575,000 | 29,080,000 | 15,651,000 |
| Equity capital | 44,580,000 | 46,313,000 | 47,915,000 | 48,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,003,000 | 14,746,000 | 22,841,000 | 31,762,000 |
| Interest expense | 2,916,000 | 6,384,000 | 10,384,000 | 15,017,000 |
| Net interest income | 4,087,000 | 8,362,000 | 12,457,000 | 16,745,000 |
| Noninterest income | 1,765,000 | 2,534,000 | 3,327,000 | 4,045,000 |
| Noninterest expense | 2,781,000 | 5,577,000 | 8,273,000 | 10,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 242,000 |
| Pretax income | 3,071,000 | 5,319,000 | 7,511,000 | 9,733,000 |
| Income tax | 1,105,000 | 1,845,000 | 2,594,000 | 3,345,000 |
| Net income | 1,966,000 | 3,474,000 | 4,917,000 | 6,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,770,000 | 47,281,000 | 48,727,000 | 49,713,000 |
| Total capital | 51,061,000 | 52,565,000 | 54,012,000 | 55,240,000 |
| Risk-weighted assets | 464,762,000 | 463,951,000 | 468,407,000 | 507,628,000 |