Call reports 2004
FIRST BUSINESS BANK — 2004
What FIRST BUSINESS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 446,207,000 | 467,838,000 | 485,386,000 | 485,442,000 |
| Total loans | 380,742,000 | 399,605,000 | 408,244,000 | 413,202,000 |
| Allowance for loan losses | 5,990,000 | 6,104,000 | 5,224,000 | 5,288,000 |
| Securities available for sale | 54,984,000 | 53,989,000 | 55,645,000 | 55,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,906,000 | 396,134,000 | 404,582,000 | 412,535,000 |
| Interest-bearing deposits | 362,964,000 | 381,367,000 | 394,993,000 | 399,557,000 |
| Noninterest-bearing deposits | 9,942,000 | 14,767,000 | 9,589,000 | 12,977,000 |
| Equity capital | 38,541,000 | 39,799,000 | 41,408,000 | 43,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,814,000 | 11,822,000 | 18,065,000 | 24,919,000 |
| Interest expense | 2,218,000 | 4,311,000 | 6,743,000 | 9,253,000 |
| Net interest income | 3,596,000 | 7,511,000 | 11,322,000 | 15,666,000 |
| Noninterest income | 664,000 | 1,418,000 | 2,126,000 | 2,988,000 |
| Noninterest expense | 2,418,000 | 4,893,000 | 7,456,000 | 10,103,000 |
| Provision for loan losses | 0 | 0 | -885,000 | -805,000 |
| Pretax income | 1,842,000 | 4,036,000 | 6,877,000 | 9,356,000 |
| Income tax | 631,000 | 1,410,000 | 2,942,000 | 3,831,000 |
| Net income | 1,211,000 | 2,626,000 | 3,935,000 | 5,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,478,000 | 40,895,000 | 42,207,000 | 43,801,000 |
| Total capital | 44,764,000 | 46,291,000 | 47,431,000 | 49,089,000 |
| Risk-weighted assets | 422,196,000 | 430,940,000 | 444,072,000 | 452,130,000 |